Know Your Applicant
Go beyond credit scores. AI analyzes documents for fraud, verifies income, and predicts tenant reliability with a simple 0-100 score.
Intelligence Features
0-100 Rentora Score
Get a single, comprehensive score for every applicant based on credit, income, stability, and rental history.
Fraud Detection
AI analyzes uploaded pay stubs and bank statements to detect Photoshop edits and fake documents.
Income Verification
Connects directly to applicant payroll or bank accounts to verify true income, not just what they claim.
Risk Analysis
Highlights specific risk factors like recent late payments, high debt-to-income, or eviction filings.
Identity Verification
Validates ID documents and matches them to credit profiles to prevent identity theft applications.
Behavioral Insights
Analyzes application completeness, responsiveness, and communication patterns as reliability indicators.
How It Works
Invite Applicant
Send link via email or text
Data Collection
Applicant uploads ID and proof of income
AI Analysis
Checks for fraud and pulls records
Get Score
Receive comprehensive report and 0-100 score
Frequently Asked Questions
How is the score calculated?
We weigh over 50 data points including credit score, income stability, rent-to-income ratio, rental history, and public records to predict lease performance.
Does it check for evictions?
Yes, we search nationwide eviction databases for filings and judgments, even those that might not appear on a standard credit report.
Is it Fair Housing compliant?
Yes! The AI uses objective, consistent criteria for every applicant, removing human bias and helping you comply with Fair Housing laws.
Can it detect fake pay stubs?
Yes. Our document analysis AI looks for metadata inconsistencies, font mismatches, and mathematical errors common in fake documents.
How much does it cost?
Screening is free for landlords (paid by the applicant) or can be included in your subscription if you choose to pay.
How fast are results?
Most reports and the AI score are generated instantly. Manual verification steps (if needed) are completed within 24 hours.
Related Features
Ready to Find Better Tenants?
Avoid costly evictions with smarter screening. Start your 14-day free trial today.